Call us today and take advantage of our competitive rates, friendly, personal and responsive service. We complete your loans locally so your investment stays local.
- Commercial (Term) Loans
- Lines of Credit
- Construction Loans
- Real Estate Loans
- Agribusiness Loans
- Letters of Credit
Commercial (Term) Loans
A term loan is generally repaid over a term in excess of one year and provides for regular, predictable, and agreed upon terms. A term loan is typically used to acquire equipment and machinery, to construct or expand a building, or to acquire another business.
- The full amount of the loan is disbursed in a single event
- Loan Proceeds can be used for a variety of your business needs.
- Loans may be secured or unsecured
Contact any of our business loan specialists at (785) 456-2221, or e-mail us at CustomerService@FNBofWamego.com for more information.
Lines of Credit
Whether seasonal or short term, our loan specialists can tailor an appropriate line of credit to fit your needs.
- Having an open line of credit provides instant access to funds needed to assist your operation.
- Flexible repayment terms
- Interest is charged only on the funds that are advanced.
- Get funds when you need working capital, seasonal or cyclical cash flow, or emergency or short term financing.
Contact any of our business loan specialists at (785) 456-2221, or e-mail us at CustomerService@FNBofWamego.com for more information.
Construction Loans
Construction loans typically provide for land acquisition, direct construction costs, and soft costs associated with proposed properties.
- Loans for different types of construction projects.
- Multi-family, Commercial, Residential, Industrial
Contact any of our business loan specialists at (785) 456-2221, or e-mail us at CustomerService@FNBofWamego.com for more information.
Real Estate Loans
Whether for land acquisition, or refinancing of commercial property we offer a variety of loan options. All include:
- Adjustable rates or fixed rates
- Responsive, local service
Contact any of our business loan specialists at (785) 456-2221, or e-mail us at CustomerService@FNBofWamego.com for more information.
Agribusiness Loans
Agriculture is a business, but it takes experience and knowledge to understand the unique needs of agribusiness. Having a banker who can walk in your boots helps ensure that you receive the right business loan.
- Farmland, equipment, livestock and inventory needs
- Adjustable rates or fixed rates
- Responsive, local service
Contact any of our business loan specialists at (785) 456-2221, or e-mail us at CustomerService@FNBofWamego.com for more information.
Letters of Credit
A Letter of Credit can reduce documentation and legal costs and sometimes allows borrower a lower interest rate.
- Guarantee from bank that buyers' payment will be on time and for the correct amount.
- Letters of Credit ensure speed, efficiency, and mutual satisfaction of a transaction.
Contact any of our business loan specialists at (785) 456-2221, or e-mail us at CustomerService@FNBofWamego.com for more information.
